RVers: How To Avoid Rejected Extended Warranty Claims
The one area of RV ownership that can give you the most problems is warranty work. You assume that when you buy a new motorhome and it says bumper to bumper warranty coverage for 3 years 36,000 miles, if a problem should arise it would be taken care of.
However, in many cases, that's easier said than done.
When a vehicle is manufactured by more than one company, there will most likely be disagreement between them as to who is responsible for what. The manufacturer of the chassis (frame, motor, axles) is not going to cover body parts, interior issues, etc. The coach builder won't cover the appliances (such as the water heater, furnace, or refrigerator) since they come with their own warranty.
An aftermarket RV extended warranty can help pick up the slack in all this, but read all the fine print so you understand up front what the exclusions are. Generally when the salesman says, "This one covers everything," most likely it doesn't even come close.
Pre-approval is the key word in all of this, because if you tell the RV dealer to "just fix it," he will. But if your warranty claim gets shot down, guess what... it's coming out of your pocket!
This video explains how an extended warranty protection plan works: